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| Tools and Information
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 Credit Repair
Choose from one of these trusted companies to help you repair your credit.
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FHA Live News Feed
This live HUD news feed allows you to keep up to date with information on the HUD/FHA.gov website that pertains to FHA mortgage loans and you!
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Frequently Asked Questions
Read answers to commonly asked questions about FHA mortgage loans and related topics.
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How much can I afford?
Use this powerful tool to help you determine how much of a mortgage you may be able to afford.
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Ask Us a Question
Use this tool to send us a message and we will respond promptly.
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FHA Mortgage Glossary
Here you will find a list of FHA mortgage and real estate terms and definitions.
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FHA or Conventional?
An informational comparison between FHA Mortgage Loans and Conventional Mortgage Loans.
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| FHA Home Refinancing |
FHA Refinance Loans offer a solution for homeowners with less than perfect credit to refinance to a very low fix mortgage rate. FHA mortgages are insured by the government and allow homeowners to refinance their homes regardless of: past mortgage lateness, past credit problems and declining home values. If you qualify for an FHA home loan refinance, you can take advantage of the following benefits:
- A low fixed rate of interest around 5.00%
- Flexible FHA qualification guidelines
- Added security against foreclosure
- Refinance up to 97% of your homes value
FHA Streamline Refinance
Do you already have an FHA mortgage? If so, you may qualify for an FHA Streamline Refinance which can offer a much lower rate than what you may be paying now with virtually NO PAPERWORK. FHA Streamline Refinancing take about 4 days from start to finish and requires NO HOME APPRAISAL! - Read more about FHA Streamline refinancing here.
Fill out our short FHA refinance form *recommended*
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| Purchasing a home with an FHA Mortgage |
Now is a great time to purchase a home and an even better time to purchase a home with an FHA Mortgage….WHY???
- FHA mortgages only require a 3% down payment which can be gifted
- You can qualify for your new home with less than perfect credit
- Your low FHA rate will yield a lower monthly payment, freeing up extra money to use for other expenses!
Buying a home is a great investment that can change your life and increase your net worth. Buying a home with an FHA mortgage can help in so many ways. Click here to speak to someone about an FHA Home Mortgage
1st Time Home Buyers
FHA understands that many first-time homebuyers may not have a lot of money saved; That doesn't mean you can't buy a home. Because FHA insures your mortgage, FHA lenders are more willing to give loans with lower qualifying requirements, making it easier for you to qualify. Even if you have had credit problems such as bankruptcy or late payments it is easier for you to qualify for an FHA loan than a conventional loan. Fill out our FHA purchase qualification form and you will be contacted by an Approved-FHA affiliate who can answer all of your questions and qualify you for an FHA home mortgage loan.
Fill out our short FHA purchase form *recommended*
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| FHA 203k Rehabilitation Loan |
You may see a home you'd like to buy, but it needs a lot of work. FHA has a loan for rehabilitating and repairing single-family properties called the SF Rehabilitation Loan program (203k). You can get just one mortgage loan which includes the mortgage and the cost of repairs combined. The mortgage amount is based on the projected value of the property with the work completed. The advantage of this loan is that you can buy a home that needs a lot of work, but you still have only one mortgage payment, and you can complete the repairs after buying the home! We suggest filling out our short, secure FHA Purchase-Rehabilitation form and a representative will be able to explain everything to you in greater detail with absolutely no obligation to you.
Fill out our short FHA Purchase-Rehab form *recommended*
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