FHA Down Payment Assistance, Credits and Help may be Available to you.

FHA mortgages are known for having a low down payment option which has made the dream of owning a home a true reality for millions of people. But the process of buying a home can be expensive and you may not have the money for a down payment when taken into account with other expenses such as closing costs, a home inspection and a home appraisal. Down payment assistance may be available to you. Below are a few companies that specialize in down payment assistance and gift assistance.

The AmeriDream Down payment Assistance Program...
was created to overcome the greatest barrier to home ownership, the down payment. The program provides an opportunity for qualified low to moderate income individuals and families to purchase affordable homes by receiving money for the down payment. on a home. Home buyers never have to repay the gift from AmeriDream. The program has helped over 250,000 qualified Home buyers become homeowners. AmeriDream is recognized as the most trusted and valued name in gift assistance.

The Nehemiah Corporation of America...
helps transforms lives by increasing home ownership and asset development opportunities for diverse populations, while maintaining our commitment to successful, responsible home ownership

American Family Funds (AFF) ...
administers The Dove Foundation, a non-profit charity offering down payment and/or closing cost assistance to qualified American home buyers. Once you are pre-qualified for the FHA loan and find a property you want to buy, notify your loan officer, who will apply for the AFF down payment assistance on your behalf.

HART Program...
launched its Down Payment Assistance Program (DAP) in July of 1998. Since the inception of the HART Down Payment Assistance Program, more than forty thousand families across the nation have realized the dream of home ownership with a down payment gift from HART! The HART Down Payment Assistance Program assists prospective Home buyers nationally who qualify for mortgage loan, but require the down payment assistance and closing costs necessary to purchase a home.

Partners in Charity...
is a non-profit organization dedicated to helping you become a homeowner. Our mission is to gift down payments to qualified buyers and help the community as a result. PIC provides a down payment with no repayment and no second mortgage or lien of any type. It is a true gift to you.